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Our Home Insurance product has been designed to provide cover for buildings, contents, or both combined.

There is the option to obtain a quote on either a bedroom rated basis, with up to £1,000,000 buildings cover and up to £100,000 contents cover, or on a buildings sum insured basis.

In addition to this, we also offer cover for valuables and personal possessions whilst in and away from the home.

We can offer the following insurance solutions:

  • Combined Sum Insured of £2.5m

  • Non-Standard Construction (Except thatch)

  • Cover for homes used for childminding

  • Cover for homes with lodgers

  • Cover for shared occupancy

  • Cover for working farms

  • Cover for bed and breakfasts

  • Cover for properties between exchange and completion

  • Cover for contents in depositories or storage

  • Cover for previously flooded properties*

  • Cover for policyholders with criminal convictions*

  • Cover for previously subsided or underpinned properties*

*Also available for properties that are tenanted, unoccupied or for UK holiday homes – our appropriate home insurance policy wording will apply.

For more information, please refer to the specific policy wordings.

Household Insurance

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